Built Around Your Life
Tailored portfolio management and financial planning for business owners, their families and individuals transitioning into retirement.
We Already Know Your Business. Now Let's Talk About You.
Many of our individual clients followed a familiar path to our door. From the 401(k) side, we managed their company's retirement plan, and somewhere along the way, the conversation turned personal. What should I do with my own money? We have an employee retiring in a few months, can you sit down with them to help them plan?
We bring the same structure and discipline to personal wealth that we bring to plan management. No guesswork, no chasing headlines, no one-size-fits-all models.
Our Services
We offer two core services for individual clients. They often work in tandem, but either may be engaged separately should you wish.
Portfolio Management
We build and manage portfolios tailored to your goals, risk tolerance and time horizon. We don't use cookie-cutter allocations or chase last year's winners. Every portfolio is actively monitored and adjusted as your circumstances change.
Financial Planning
A clear, actionable financial plan that covers not only where you are today, but where you want to go. We build plans that help take in the full picture and adjust as that picture changes.
Who We Work With
We work with individuals and families who want a hands-on advisor, not a robe-platform or an 800 number. Our typical client relationships start in one of three ways.
Business Owners
You already trust us with your company's retirement plan. Managing your personal wealth is a natural extension of that relationship.
Families
Spouses, adult children, aging parents. Financial planning works better when everyone's on the same page. We help families coordinate across generations.
Entering Retirement
You're leaving a company whose plan we manage, and you need help rolling over your 401(k) into an IRA. We already know your plan inside and out, which makes the transition simple. What we need now is to understand how we can help make your retirement dream a reality.
What to Expect
Step 1: Discovery
We start by understanding your full financial picture: income, expenses, assets, liabilities, goals, concerns. The process is straightforward, and we'll walk you through it.
Step 2: Plan & Portfolio
Based on what we learn, we build a financial plan and/or a portfolio strategy. We walk you through every recommendation and answer any and all of your questions.
Step 3: Ongoing Management
We coordinate with your other legal and tax advisors to get your full picture.
Common Questions
Is there a minimum to work with Highmark?
How are your fees structured?
Can you work with my CPA or estate attorney?
What's the difference between Wealth Management and 401(k) work?
How often will I hear from you?
Let's Start With a Conversation
Whether you’re looking for a second opinion on your portfolio, planning for retirement or just want to talk through your options, we’re here.
